Current Deposit Rates


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Personal Account Deposit Rates

Rates effective: 05/18/17 through 05/24/17
We keep our rates posted as a convenience to our customers, but they are subject to change at any time.  Please contact us to confirm rates. 

Account Type Minimum Balance
to Open
Minimum Balance Required to Obtain APY** Interest Rate APY*
Regular Savings
None $200.00 None .10% .10%
Money Market Savings
$0 to $9,999.99 $2,000.00 $0 - $9,999.99 .05% .05%
$10,000 and above $2,000.00 $10,000 + .15% .15%
Investment Money Market
$0 to $9,999.99 $10,000.00 $0 - $9,999.99 .05% .05%
$10,000 to $24,999.99 $10,000.00 $10,000 - $24,999.99 .15% .15%
$25,000 to $49,999.99 $10,000.00 $25,000 - $49,999.99 .25% .25%
$50,000 and above $10,000.00 $50,000 + .35% .35%
Health Savings Account
$0 to $999.99 $200.00 $0 - $999.99 .05% .05%
$1,000 to $4,999.99 $200.00 $1,000 - $4,999.99 .10% .10%
$5,000 to $24,999.99 $200.00 $5,000 - $24,999.99 .15% .15%
$25,000 and above $200.00 $25,000 and above .25% .25%
Ultimate Checking
When account conditions are met***:
$0 to $25,000
Over $25,000
$100.00
$0 - $25,000
Over $25,000
1.90%
.05%

1.92%
1.92% to .52%
(Depending on balance in account)
When account conditions are not met - any balance
any balance $100.00 any balance .05% .05%
Good Neighbor
Checking w/Interest
$0 to $4,999.99 $200.00 $0 - $4,999.99 .05% .05%
$5,000 to $9,999.99 $200.00 $5,000 - $9,999.99 .10% .10%
$10,000 and above $200.00 $10,000 + .15% .15%
Good Neighbor Gold
(55+) w/Interest
$0 to $4,999.99 $200.00 $0 - $4,999.99 .05% .05%
$5,000 to $9,999.99 $200.00 $5,000 - $9,999.99 .10% .10%
$10,000 and above $200.00 $10,000 + .15% .15%

* Annual Percentage Yield

** For all accounts (except for Ultimate Checking), the bank pays on the entire balance in the account the stated interest rate that corresponds to the applicable balance tier.  For the Ultimate Checking, if account conditions are met, the bank pays the stated interest rate only on that portion of the balance within the specified tier.

***  Ultimate Checking account qualifications that must be met each statement cycle to earn the higher APY are:  receipt of eStatements (enrollment in Online Banking is required); One Online Banking login per statement cycle; a direct deposit of any type posted and settled per statement cycle (transfers do not qualify); and 16 debit card point-of-sale PIN-based transactions posted and settled per statement cycle.  ATM transactions do not count as debit card transactions. 

 

Fees could reduce the earnings on the account. Refer to account disclosure sheets for further detail.
Rates are variable and may change after the account is opened.


For more details, contact a Personal Banker at 608-824-3200. 


Business Account Deposit Rates


Account Type Minimum Balance to Open Balance Required to
Obtain APY
Interest Rate APY*
Business Regular Savings $200.00 None .10% .10%
Business Money Market $2,000.00 $0 - $24,999.99
$25,000 and above
.15%
.25%
.15%
.25%
Business Investment Money Market $25,000.00 $0 - $24,999.99
$25,000 and above
.15%
.35%
.15%
.35%

* Annual Percentage Yield

Interest compounded monthly.
Fees could reduce the earnings on the account. Refer to account disclosure sheets for further detail.
Interest is calculated on a 365(6)/365(6) day basis. We may impose a penalty for early withdrawal from time deposits.
Unless the rate change frequency is identified as fixed, the rate may change after the account is opened.


For more details, contact a Personal Banker at 608-824-3200. 


Certificate of Deposit Rates

Rates effective: 05/18/17 through 05/24/17
We keep our rates posted as a convenience to our customers, but they are subject to change at any time.  Please contact us to confirm rates.  


Term Minimum Balance to Open and Obtain APY
Interest Rate APY*
12 Month - Special $2,500 CD   $1,000 IRA 1.00% 1.00%
24 Month - Special $2,500 CD   $1,000 IRA 1.50% 1.51%
91 Day $1,000 .10% .10%
182 Day $1,000 .20% .20%
12 Month $1,000 .25% .25%
18 Month $1,000 .25% .25%
24 Month $1,000 .40% .40%
36 Month $1,000 .75% .75%
48 Month $1,000 .90% .90%
60 Month $1,000 1.25% 1.25%

* Annual Percentage Yield

Interest compounded quarterly on all certificates of deposit. 
Fees could reduce the earnings on the account. Refer to account disclosure sheets for further detail.
We will impose a penalty for early withdrawal from time deposits.
Annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.


For more details, contact a Personal Banker at 608-824-3200.