CHECKING ACCOUNTS


New! Good Neighbor Hero Checking

  • For all lines of military and protective services: all current and former members of the Armed Forces, Police Officers, Firefighters and EMT's
  • Must show Service Member ID to qualify
  • No minimum balance or monthly maintenance fees
  • Interest is compounded monthly on daily collected balances and credited monthly
  • Includes: free Online Banking and Bill Payment and eStatements, complimentary bank logo checks (first order), no annual fee Personal Reserve Account*, no annual fee Debit Card*, no annual fee Classic Credit Card*, and no-fee Cashier's Checks
*Personal Reserve Account, Debit and Credit Card services are subject to approval



Community Checking

  • This is a non-interest bearing account
  • $100 minimum balance to open
  • No monthly maintenance fee
  • Includes: free Online Banking, Bill Payment and eStatements ($4.00 monthly paper statement fee if not enrolled in eStatements), unlimited check writing and no annual fee Debit Card*
*Debit Card services subject to approval



Ultimate Checking

  • Interest is compounded and credited monthly
  • $100 minimum balance to open
  • No monthly maintenance fee
  • Account qualifications that must be met each statement cycle to earn the higher APY are: free eStatements (enrollment in Online Banking is required-$4.00 monthly paper statement fee if not enrolled in eStatements); one Online Banking login per statement cycle; direct deposit of any type posted and settled per statement cycle (transfers do not qualify); and 16 Debit Card point-of-sale PIN-based transactions posted and settled per statement cycle; (ATM transactions do not count as debit card transactions)
  • Includes: free Online Banking, Bill Payment and eStatements, unlimited check writing and no annual fee Debit Card* 
*Debit Card services are subject to approval



Good Neighbor Checking with Interest

  • Interest is compounded monthly on daily collected balances and credited monthly
  • $200 minimum balance to open
  • $2,500 combined minimum balance in checking, savings, money market account, CD or IRA; or a serviced first-lien mortgage loan with us is required to avoid $14 monthly maintenance fee 
  • Includes: free Online Banking, Bill Payment and eStatements, complimentary bank logo checks (first order), no annual fee Personal Reserve Account*, no annual fee Debit Card*, no annual fee Classic Credit Card*, and no-fee Cashier's Checks
*Personal Reserve Account, Debit and Credit Card services are subject to approval



Good Neighbor Gold (55+) with Interest

  • Interest is compounded monthly on daily collected balances and credited monthly
  • $200 minimum balance to open
  • $2,500 combined minimum balance in checking, savings, money market account, CD or IRA; or a serviced first-lien mortgage loan with us is required to avoid $14 monthly maintenance fee 
  • Includes: free Online Banking, Bill Payment and eStatements, complimentary bank logo checks (first order), no annual fee Personal Reserve Account*, no annual fee Debit Card*, no annual fee Classic Credit Card*, and no-fee Cashier's Checks

*Personal Reserve Account, Debit and Credit Card services are subject to approval



Overdraft Protection Services

Protect your checking account from overdrafts with Middleton Community Bank's Personal Reserve Account (PRA) or Overdraft Transfer. We offer a Personal Reserve Account, subject to bank approval, which is a line of credit that is linked to your checking account. Overdraft Transfer allows you to link your checking account to another Middleton Community Bank account - such as a savings or money market account or second checking account - and automatically transfers available funds when your checking account doesn’t have enough money to cover your transaction. 

Contact a Personal Banker for details at 608-824-3200. 



Direct Deposit Services

Take advantage of the opportunity to have your payroll check automatically deposited for you. Enjoy the security, reliability, flexibility and convenience of knowing that funds are available the day you get paid.


For more details, contact a Personal Banker at 608-824-3200.