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Online Banking and Computer Security Tips
Below are some steps you can take to help keep your Online Banking safe
and secure.
- Protect
your Online Banking ID and password. Don't write them down or share them
with anyone. If you are contacted on an insolicited basis and requested
to provide your online banking credentials, do not share them. Please
contact the bank immediately at (608) 824-3200.
-
Protect your
answers to the challenge questions. Select questions and provide answers
that are easy for you to remember, but hard for others to guess. Do not
write down your security questions or answers or share them with anyone.
Please note that Middleton Community Bank will never ask you to provide
answers to your security questions via email.
-
Install a
personal firewall on your computer to help protect your computer and its
contents from outsiders on the internet.
-
Install, run,
and keep anti-virus and other software updated.
-
Notify Middleton Community Bank immediately upon any
suspicion that your Online Banking account may have been compromised.
Contact the bank at (608) 824-3200.
-
Use dual
control routines for commercial online banking transactions.
This process requires a secondary person to verify and approve
the transaction, reducing the potential for unauthorized transactions;
this also reduces the risk of external fraud by requiring the knowledge
of the User ID and password for at least two individuals to complete the
transaction. It is also
recommended that commercial online banking customer perform an online
banking risk assessment and controls evaluation periodically to ensure
controls remain effective as business needs and transactions evolve.
Computer security tips
-
Avoid downloading programs from unknown sources.
-
Keep your computer operating system up to date to
ensure the highest level of protection.
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Turn your computer off completely when you are
finished using it – don’t leave it in sleep mode.
-
Conduct online banking activities on secure computers
only. Public computers (computers at internet cafes, copy centers, etc.)
should be used with caution, due to shared use and possible tampering.
Online banking activities and viewing or downloading documents
(statements, etc.) should only be conducted on a computer you know to be
safe and secure.
·
Use secure websites for
transactions and shopping. Shop with merchants you know and trust. Make sure
internet purchases are secured with encryption to protect your account
information. Look for “secure transaction” symbols like a lock symbol in the
lower right-hand corner of your web browser window, or “https://…” in the
address bar of the website. The “s” indicates "secured" and means the web
page uses encryption.
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Always log off from online banking and any website
after using your credit or debit card, or other sensitive information.
If you cannot log off, quit your browser to prevent any potential
unauthorized access to your account information.
-
Be cautious when using public hotspots and consider
your Wi-Fi auto-connect settings.
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