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Deposit Rates
Rates effective: 05/09/13 through 05/15/2013.
We keep our rates posted as a convenience to our customers, but they are
subject to change at any time. Please
contact us to confirm rates.
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Personal
Accounts
|
Account Type |
Minimum Balance
to Open |
Balance Required to Obtain APY |
Interest
Rate |
APY* |
|
Regular Savings |
$200.00 |
None |
.10% |
.10% |
|
Money Market Savings |
$2,000.00 |
$0 - $9,999.99 |
.05% |
.05% |
| $10,000 and above |
.20% |
.20% |
|
Investment Money Market |
$10,000.00 |
$0 - $9,999.99 |
.05% |
.05% |
| $10,000 - $24,999.99 |
.20% |
.20% |
| $25,000 - $49,999.99 |
.30% |
.30% |
| $50,000 and above |
.40% |
.40% |
|
Health Savings Account |
$200.00 |
$0 - $999.99 |
.05% |
.05% |
| $1,000 - $4,999.99 |
.10% |
.10% |
| $5,000 - $24,999.99 |
.20% |
.20% |
| $25,000 and above |
.30% |
.30% |
|
Ultimate Checking |
$100.00 |
When account conditions are
met***:
$0 - $25,000
Over $25,000
|
2.09%
.05% |
2.11%
2.11% to .57%
(Depending on balance in account) |
|
When account conditions are not met - any balance |
.05% |
.05% |
Good Neighbor
Checking w/Interest |
$200.00 |
$0 - $4,999.99 |
.05% |
.05% |
|
$5,000 - $9,999.99 |
.10% |
.10% |
|
$10,000 and above |
.15% |
.15% |
Good Neighbor
Gold
(55+) w/Interest |
$200.00 |
$0 - $4,999.99 |
.05% |
.05% |
|
$5,000 - $9,999.99 |
.10% |
.10% |
|
$10,000 and above |
.15% |
.15% |
* Annual Percentage
Yield
** For all accounts (except for Ultimate Checking), the bank pays on the
entire balance in the account the stated interest rate that corresponds to
the applicable balance tier. For
the Ultimate Checking, if account conditions are met, the bank pays the
stated interest rate only on that portion of the balance within the
specified tier.
***
Ultimate Checking account qualifications that must be met each statement
cycle to earn the higher APY are: receipt of eStatements (enrollment
in Online Banking is required); One Online Banking login per statement
cycle; a direct deposit of any type posted and settled per statement cycle
(transfers do not qualify); and 16 debit card point-of-sale PIN-based
transactions posted and settled per statement cycle. ATM transactions
do not count as debit card transactions.
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
Rates are variable and may
change after the account is opened.
Business Accounts
| Account
Type |
Minimum
Balance to Open |
Balance
Required to
Obtain APY |
Interest
Rate |
APY* |
|
Business Regular Savings |
$200.00 |
None |
.10% |
.10% |
|
Business Money Market |
$2,000.00 |
$0 - $24,999.99
$25,000 and above |
.20%
.30% |
.20%
.30% |
|
Business Investment Money Market |
$25,000.00 |
$0 - $24,999.99
$25,000 and above |
.30%
.40% |
.30%
.40% |
* Annual Percentage Yield
Interest compounded monthly.
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
Interest is calculated on a 365(6)/365(6) day basis. We may impose a
penalty for early withdrawal from time deposits.
Unless the rate change frequency is identified as fixed, the rate may
change after the account is opened.
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