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Deposit Rates
Rates effective: 005/03/2012 through 05/09/2012.
We keep our rates posted as a convenience to our customers, but they are
subject to change at any time. Please
contact us to confirm rates.
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Personal
Accounts
|
Account Type |
Minimum Balance
to Open |
Balance Required to Obtain APY |
Interest
Rate |
APY* |
|
Regular Savings |
$200.00 |
None |
.10% |
.10% |
|
Money Market Savings |
$2,000.00 |
$0 - $9,999.99 |
.10% |
.10% |
| $10,000 and above |
.25% |
.25% |
|
Investment Money Market |
$10,000.00 |
$0 - $9,999.99 |
.10% |
.10% |
| $10,000 - $24,999.99 |
.25% |
.25% |
| $25,000 - $49,999.99 |
.35% |
.35% |
| $50,000 and above |
.50% |
.50% |
|
Health Savings Account |
$200.00 |
$0 - $999.99 |
.05% |
.05% |
| $1,000 - $4,999.99 |
.10% |
.10% |
| $5,000 - $24,999.99 |
.25% |
.25% |
| $25,000 and above |
.35% |
.35% |
|
Ultimate Checking |
$100.00 |
When account conditions are
met***:
$0 - $25,000
Over $25,000
|
2.09%
.05% |
2.11%
2.11% to .57%
(Depending on balance in account) |
|
When account conditions are not met - any balance |
.05% |
.05% |
Good Neighbor
Checking w/Interest |
$200.00 |
$0 - $4,999.99 |
.05% |
.05% |
|
$5,000 - $9,999.99 |
.10% |
.10% |
|
$10,000 and above |
.15% |
.15% |
Good Neighbor
Gold
(55+) w/Interest |
$200.00 |
$0 - $4,999.99 |
.05% |
.05% |
|
$5,000 - $9,999.99 |
.10% |
.10% |
|
$10,000 and above |
.15% |
.15% |
* Annual Percentage
Yield
** For all accounts (except for Ultimate Checking), the bank pays on the
entire balance in the account the stated interest rate that corresponds to
the applicable balance tier. For
the Ultimate Checking, if account conditions are met, the bank pays the
stated interest rate only on that portion of the balance within the
specified tier.
*** Ultimate Checking account conditions, per statement cycle, required to
earn the higher interest rate include: e-statement, 1 Online Banking login,
a direct deposit, and 16 debit card point-of-sale purchase transactions
posted. If these account
conditions are not met, the entire account balance will be earn the lower
interest rate.
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
Rates are variable and may
change after the account is opened.
Business Accounts
| Account
Type |
Minimum
Balance to Open |
Balance
Required to
Obtain APY |
Interest
Rate |
APY* |
|
Business Regular Savings |
$200.00 |
None |
.10% |
.10% |
|
Money Market Account |
$2,000.00 |
$0 - $24,999.99 |
.25% |
.25% |
|
Investment Money Market |
$25,000.00 |
$25,000 and above |
.50% |
.50% |
* Annual Percentage Yield
Interest compounded monthly.
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
Interest is calculated on a 365(6)/365(6) day basis. We may impose a
penalty for early withdrawal from time deposits.
Unless the rate change frequency is identified as fixed, the rate may
change after the account is opened.
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