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Current Rates
What rate would you like?
Personal & Business Deposit Rates
Rates effective: 05/09/2013 through 05/13/2013.
We keep our rates posted as a convenience to our customers, but they are
subject to change at any time. Please
contact us to confirm rates.
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Personal Accounts
|
Account Type |
Minimum Balance
to Open |
Minimum
Balance Required to Obtain APY** |
Interest
Rate |
APY* |
|
Regular Savings |
$200.00 |
None |
.10% |
.10% |
|
Money Market Savings |
$2,000.00 |
$0 - $9,999.99 |
.05% |
.05% |
| $10,000 and above |
.20% |
.20% |
|
Investment Money Market |
$10,000.00 |
$0 - $9,999.99 |
.05% |
.05% |
| $10,000 - $24,999.99 |
.20% |
.20% |
| $25,000 - $49,999.99 |
.30% |
.30% |
| $50,000 and above |
.40% |
.40% |
|
Health Savings Account |
$200.00 |
$0 - $999.99 |
.05% |
.05% |
| $1,000 - $4,999.99 |
.10% |
.10% |
| $5,000 - $24,999.99 |
.20% |
.250 |
| $25,000 and above |
.30% |
.30% |
|
Ultimate Checking |
$100.00 |
When account conditions are
met***:
$0 - $25,000
Over $25,000
|
2.09%
.05% |
2.11%
2.11% to .57%
(Depending on balance in account) |
|
When account conditions are not met - any balance |
.05% |
.05% |
Good Neighbor
Checking w/Interest |
$200.00 |
$0 - $4,999.99 |
.05% |
.05% |
|
$5,000 - $9,999.99 |
.10% |
.10% |
|
$10,000 and above |
.15% |
.15% |
Good Neighbor
Gold
(55+) w/Interest |
$200.00 |
$0 - $4,999.99 |
.05% |
.05% |
|
$5,000 - $9,999.99 |
.10% |
.10% |
|
$10,000 and above |
.15% |
.15% |
* Annual Percentage
Yield
** For all accounts (except for Ultimate Checking), the bank pays on the
entire balance in the account the stated interest rate that corresponds to
the applicable balance tier. For
the Ultimate Checking, if account conditions are met, the bank pays the
stated interest rate only on that portion of the balance within the
specified tier.
***
Ultimate Checking account qualifications that must be met each statement
cycle to earn the higher APY are: receipt of eStatements (enrollment
in Online Banking is required); One Online Banking login per statement
cycle; a direct deposit of any type posted and settled per statement cycle
(transfers do not qualify); and 16 debit card point-of-sale PIN-based
transactions posted and settled per statement cycle. ATM transactions
do not count as debit card transactions.
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
Rates are variable and may
change after the account is opened.
Business
Accounts
| Account
Type |
Minimum
Balance to Open |
Balance
Required to
Obtain APY |
Interest
Rate |
APY* |
|
Business Regular Savings |
$200.00 |
None |
.10% |
.10% |
|
Business Money Market |
$2,000.00 |
$0 - $24,999.99
$25,000 and above |
.20%
.30% |
.20%
.30% |
|
Business Investment Money Market |
$25,000.00 |
$0 - $24,999.99
$25,000 and above |
.30%
.40% |
.30%
.40% |
* Annual Percentage Yield
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
Rates are variable and may
change after the account is opened.
Certificate of Deposit Rates
Rates effective: 05/02/2013 through
05/08/2013.
We keep our rates posted as a convenience to
our customers, but they are subject to change at any time. Please
contact
us to confirm rates.
| Term |
Minimum Balance to Open and Obtain APY |
Interest Rate |
APY* |
| 12 Month - Special |
not available |
- |
- |
| 18 Month - Special |
not available |
- |
- |
| 24 Month - Special |
not available |
- |
- |
| 91 Day |
$1,000 |
.10% |
.10% |
| 182 Day |
$1,000 |
.10% |
.10% |
| 182 Day Add On |
$500 |
.10% |
.10% |
| 12 Month |
$1,000 |
.20% |
.20% |
| 12 Month Add On |
$500 |
.20% |
.20% |
| 18 Month |
$1,000 |
.25% |
.25% |
| 24 Month |
$1,000 |
.35% |
.35% |
| 30 Month |
$1,000 |
.45% |
.45% |
| 36 Month |
$1,000 |
.60% |
.60% |
| 48 Month |
$1,000 |
.75% |
.75% |
| 60 Month |
$1,000 |
.85% |
.85% |
*
Annual Percentage Yield
Interest compounded quarterly on all
certificates of deposit.
Fees could reduce the earnings on the account. Refer to account
disclosure sheets for further detail.
We will impose a
penalty for early withdrawal from time deposits.
Annual percentage yield assumes interest will remain on deposit until
maturity. A withdrawal will reduce earnings.
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Account Options
Current Rates
Savings Accounts
Checking Accounts
Certificates of Deposit
Individual Retirement Accounts
Health Savings Accounts
Debit Cards
VISA Gift Cards
Funds Availability Policy
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