Middleton Community Bank - Business Accounts

Business Accounts

Designed for smaller businesses, non-profit organizations, and clubs that have limited activity
This is a non-interest bearing account
$2,000 average daily balance required to avoid the $15.00 monthly maintenance fee
$.30 per item deposited over 30 per month
$.30 per check/debit over 30 per month

Designed for small businesses, with moderate activity
This is a non-interest bearing account
150 combined items (deposit slips, credits, items deposited, checks written, debits) included in monthly maintenance fee of $15.00
$.30 per item service charge applies to items over 150 per statement cycle

Designed for medium to large sized businesses
This is a non-interest bearing account
A balance analysis is used to offset monthly service charges. A positive collected balance is multiplied by an earnings rate equal to the 30 day average of the 90 day Treasury bill rate, less a reserve requirement. When the activity charges exceed the earnings credit computed above, a service charge is assessed for the amount of the difference.
Service charges:
- Monthly maintenance fee $14.00
- Checks/Debits $.25
- Deposit slips/Credits $.65
- Items deposited:
  - On-us/Local items $.12
  - Regional/Transit items $.15

This is an interest bearing account
Business savings rate can change weekly. Compounded & credited to account monthly on daily collected balance.
$200 minimum balance to open
$4.00 monthly maintenance fee if balance is under $200
No more than 6 withdrawals or transfers per month.
$2.00 for each debit if you exceed 6 withdrawals per month

This is an interest bearing account
Interest rates can change at any time. Interest is compounded monthly on daily collected balance and credited to the account monthly. Tiers are:
- $0.00 - $24,999.99
- $25,000 and above
If a $2,000 minimum balance is not maintained, there is a $12.00 monthly maintenance fee
$2.00 for each withdrawal in excess of 6 per monthly statement cycle

This is an interest bearing account
Interest rates can change at any time. Interest is compounded monthly on daily collected balance and credited to the account monthly. Tiers are:
- $0.00 - $24,999.99
- $25,000.00 and above
If a $25,000 minimum balance is not maintained, there is a $12.00 monthly maintenance fee
$2.00 for each withdrawal in excess of 6 per monthly statement cycle