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Checking Accounts
COMMUNITY FREE CHECKING
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This is a non-interest bearing account
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$100 minimum balance to open
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No monthly maintenance fee
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Includes: eStatements, Online Banking (does not
include free Bill Pay), unlimited
check writing, and no annual fee debit card*
ULTIMATE CHECKING
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Interest is compounded and credited monthly
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$100 minimum balance to open
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No monthly maintenance fee
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Account qualifications that must be met each statement cycle to earn
the higher APY are: receipt of eStatements (enrollment in
Online Banking is required); One Online Banking login per statement
cycle; direct deposit of any type posted and settled per statement
cycle (transfers do not qualify); and 16 debit card point-of-sale
PIN-based transactions posted and settled per statement cycle.
ATM transactions do not count as debit card transactions.
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Includes: no annual fee debit card* and unlimited
check writing
GOOD NEIGHBOR CHECKING WITH INTEREST
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Interest is compounded monthly on daily collected
balances and credited monthly
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$200 minimum balance to open
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$2,500 combined minimum balance
in checking, savings, money market account, CD, or IRA OR a
serviced
first-lien mortgage loan with us is required to avoid $14 monthly
maintenance fee
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Includes: free eStatements, free Online Banking,
free Bill Payment Services with qualifying balance or a serviced
first-lien mortgage loan with us,
complementary bank logo checks (first order), no annual fee Personal Reserve
Account*, no annual fee debit card*, no annual fee Classic Credit
Card*, Safe Deposit Box-1st year free, then $15 discount/year, and
no fee cashier's checks
GOOD NEIGHBOR GOLD (55+) WITH INTEREST
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Interest is compounded monthly on daily collected
balances and credited monthly
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$200 minimum balance to open
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$2,500 combined minimum balance in checking,
savings, money market account, CD, or IRA OR a serviced
first-lien mortgage loan with us is required to avoid $14 monthly maintenance fee
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Includes: free eStatements, free Online Banking,
free Bill Payment Services with qualifying balance or a serviced
first-lien mortgage loan with us,
complementary bank logo checks (first order), no annual fee Personal Reserve
Account*, no annual fee debit card*, no annual fee Classic Credit
Card*, Safe Deposit Box-1st year free, then $15 discount/year, no
fee cashier's checks, and bank organized trips available
*Credit and debit card services subject to approval
**Direct deposit does not include transfers
Personal Reserve Account or Overdraft
Transfer
(Overdraft Protection Services)
Protect your checking account from overdrafts with Middleton
Community Bank's Personal Reserve Account (PRA) or Overdraft Transfer.
We offer a Personal Reserve Account, subject to bank approval, which is
a line of credit that is linked to your checking account. Overdraft
Transfer allows you to link your checking account to another Middleton
Community Bank account – such as a savings or money market account or
second checking account – and automatically transfers available funds
when your checking account doesn’t have enough money to cover your
transaction.
Ask a Personal Banker for details.
Direct Deposit Services
Take advantage of the opportunity to have your
payroll check automatically deposited for you. Enjoy the security,
reliability, flexibility and convenience of knowing that funds are
available the day you get paid.
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Account Options
Current Rates
Savings Accounts
Checking Accounts
Certificates of Deposit
Individual Retirement Accounts
Health Savings Accounts
Debit Cards
VISA Gift Cards
Funds Availability Policy
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