Checking Accounts

Click here for a printable PDF account comparison chart

Check Rates  

COMMUNITY FREE CHECKING
  • This is a non-interest bearing account

  • $100 minimum balance to open

  • No monthly maintenance fee

  • Includes: eStatements, Online Banking, unlimited check writing, and no annual fee debit card*

ULTIMATE CHECKING
  • Interest is compounded monthly on daily collected balances and credited monthly

  • $100 minimum balance to open

  • No monthly maintenance fee

  • Account requirements to earn higher annual percentage yield: eStatements, 1 login per statement cycle onto Online Banking, direct deposit**, and 16 debit card point-of-sale purchase transactions posted per statement cycle

  • Includes: no annual fee debit card* and unlimited check writing

GOOD NEIGHBOR CHECKING WITH INTEREST
  • Interest is compounded monthly on daily collected balances and credited monthly

  • $200 minimum balance to open

  • $2,500 combined minimum balance in checking, savings, money market account, CD, or IRA OR a serviced mortgage required to avoid monthly maintenance fee

  • $14.00 monthly maintenance fee if qualifying balance is not maintained OR a serviced mortgage

  • Includes: free eStatements, free Online Banking, free Bill Payment Services with qualifying balance, complementary bank logo checks (first order), no annual fee Personal Reserve Account*, no annual fee debit card*, no annual fee Classic Credit Card*, Safe Deposit Box-1st year free, then $15 discount/year, and no fee cashier's checks

GOOD NEIGHBOR GOLD (55+) WITH INTEREST
  • Interest is compounded monthly on daily collected balances and credited monthly

  • $200 minimum balance to open

  • $2,500 combined minimum balance in checking, savings, money market account, CD, or IRA OR a serviced mortgage required to avoid monthly maintenance fee

  • $14.00 monthly maintenance fee if qualifying balance is not maintained OR a serviced mortgage

  • Includes: free eStatements, free Online Banking, free Bill Payment Services with qualifying balance, complementary bank logo checks (first order), no annual fee Personal Reserve Account*, no annual fee debit card*, no annual fee Classic Credit Card*, Safe Deposit Box-1st year free, then $15 discount/year, no fee cashier's checks, and bank organized trips available

*Credit and debit card services subject to approval

**Direct deposit does not include transfers

Personal Reserve Account or Overdraft Transfer
(Overdraft Protection Services)
Protect your checking account from overdrafts with Middleton Community Bank's Personal Reserve Account (PRA) or Overdraft Transfer.  We offer a Personal Reserve Account, subject to bank approval, which is a line of credit that is linked to your checking account. Overdraft Transfer allows you to link your checking account to another Middleton Community Bank account – such as a savings or money market account or second checking account – and automatically transfers available funds when your checking account doesn’t have enough money to cover your transaction. 

Ask a Personal Banker for details.

Direct Deposit Services

Take advantage of the opportunity to have your payroll check automatically deposited for you. Enjoy the security, reliability, flexibility and convenience of knowing that funds are available the day you get paid.

 

Home | About Us | Lending Center | Account Options | Business Banking  
Electronic Services | Conveniences | Location | Search | Contact Us
Privacy Policy | USA Patriot Act
© 2010-2011 Middleton Community Bank, All Rights Reserved.

Accounts Insured by FDIC  Equal Housing Lender

 

Account Options
Current Rates
Savings Accounts
Checking Accounts
Certificates of Deposit
Individual Retirement Accounts
Health Savings Accounts
Debit Cards
VISA Gift Cards
Funds Availability Policy